Budget
Privacy Policy

Version 1.0.0 · Last updated: March 6, 2026

Privacy Policy

Effective Date: March 1, 2026

This Privacy Policy describes how Budget App ("we", "us", "our") collects, uses, and protects your personal information.

1. Information We Collect

Information You Provide

  • Account Information: Name, email address, and profile picture.
  • Financial Data: Account balances, transactions, bills, budgets, and categories you enter into the application.
  • Workspace Data: Information related to workspaces you create or join, including member roles and invitations.

Information Collected Automatically

  • Usage Data: How you interact with the application, including features used and pages visited.
  • Device Information: Browser type, operating system, and device identifiers.
  • IP Address: Collected for security purposes and consent tracking.

2. How We Use Your Information

We use your information to:

  • Provide and maintain the Budget App service.
  • Process and display your financial data.
  • Send you important service-related communications (e.g., account verification, password resets).
  • Send optional notifications about bills, budgets, and account activity.
  • Improve and optimize the application.
  • Ensure the security of your account.

3. Data Storage and Security

  • Your data is stored in secure, encrypted databases.
  • We use industry-standard security measures to protect your information.
  • We do not store your passwords in plain text.
  • Financial data is isolated per workspace for proper access control.

4. Data Sharing

We do not:

  • Sell your personal or financial data to third parties.
  • Share your data with advertisers.
  • Use your financial data for purposes other than providing the service.

We may share your data:

  • With workspace members you have explicitly invited.
  • When required by law or legal process.
  • To protect the rights and safety of our users.

5. Cookies and Authentication

  • We use secure HTTP-only cookies for authentication.
  • We use JSON Web Tokens (JWT) for session management.
  • No third-party tracking cookies are used.

6. Your Rights

You have the right to:

  • Access the personal data we hold about you.
  • Correct inaccurate personal data.
  • Delete your account and associated data.
  • Export your financial data.
  • Withdraw consent for optional communications.

7. Data Retention

  • Your data is retained as long as your account is active.
  • Upon account deletion, your data is permanently removed from our systems.
  • Consent records are retained for legal compliance purposes.

8. Children's Privacy

Budget App is not intended for use by individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes through the application. Your continued use of the service constitutes acceptance of the updated policy.

10. Contact

If you have questions about this Privacy Policy or your data, please contact us through the application.